Welcome to Instant.com, your guide to instant cash, instant loans, instant approval and instant credit reports (and you’ll also find some information about instant messaging as an added bonus)!

Instant loans come in many forms, and may mean different things–and please feel free to browse around the tabs on this website to find out more about these concepts. When you say "instant loan," maybe you’re referring to an instant approval for a loan or a credit card, either by a bank (also known as "instant decision") or a retail store that issues its own credit card for its loyal customers.

You may or may not be aware of the difference between instant approval and instant credit. In a nutshell, instant approval (or instant decision) is the lender making a preliminary decision on your loan in a few seconds online, while you have to wait for the actual credit card or loan to arrive while the bank does all the other background checks for your creditworthiness. An instant credit (or an actual instant credit card) means that you are actually provided with a temporary credit which you can start using right away.

There are also high-interest, short term instant cash loans, called payday loans or payday advance loans, to help you cope with an unforeseen emergency until you get your next paycheck, which the payday lender considers to be your collateral. These are dangerous deals, but may be convenient for some if they are careful about it and repay their payday loan at the earliest possible time.

You may also wish to take advantage of an instant credit report service that gives you an instant credit report aggregate from the three main credit report bureaus (Equifax, Experian, TransUnion).

Check out the tabs above to learn more about these things!